LV= Landlord Insurance

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Your Benefits

As a registered Sharks Rewards member you will receive access to discounted LV= products through Boundless. Access to services and benefits is provided by Boundless, and this does not constitute membership of Boundless.

Your Benefits

  • Members get an exclusive saving on LV= public prices
  • Members with LV= car or home insurance get an extra 10% discount

When more than one discount is relevant, each is applied individually.

Defaqto landlord home insurance

About LV= Landlord Insurance

LV=’s residential landlord insurance is best for landlords who let their properties to private tenants for six months or more and offers:

Landlord Insurance:

  • 12-month guarantee on repairs when you use their recommended repairer
  • 24-hour legal helpline if you need help with any property disputes
  • Up to £1million Buildings cover that includes damage by fire, storm, flood and subsidence
  • Cover for accidental damage, vandalism and theft by your tenants as standard*
  • Up to £5,000 for trace and access (the cost of finding the source of a water or oil leak and repairing damage caused in gaining access)
  • Replacement locks if your keys are lost or stolen
  • Up to £5,000 for unauthorised use of metered supplies
  • Loss of rent or the costs of alternative accommodation if there's damage to your rental property and it becomes uninhabitable
  • Up to £5m to cover your legal liability as a landlord
  • New-for-old contents cover available - choose the level of cover you need (£10,000, £25,000, £50,000) for the items you own e.g. carpets, furniture and any white goods
  • Contents only cover is available for leasehold flat owners if you're not responsible to insure the building
  • Option to add up to £100,000 legal expenses cover

*Background checks on tenants will be required

Please login to find out more.

Documents

Landlord insurance policy document

Download

Landlord insurance product information document

Download

Landlord legal expenses leaflet

Download

How we use your personal information

Download

FAQs

Q

Can LV= landlord insurance cover me?

A

They won’t be able to offer landlord insurance if the policyholder isn’t a private individual or if you want cover for:

  • Blocks of flats or multiple properties (you can insure multiple properties under separate policies)
  • Holiday lets or business premises

Sorry, but they can't insure you if:

  • The property is used for mixed residential and commercial use
  • The property is used as holiday let
  • You allow the property to be sub-let
  • You let the property for periods of less than 6 months
  • Your tenancy agreement is with a housing association, local council or university
  • The property is a building converted into 2 or more flats
  • The property has been subdivided into bedsits (room only accommodation where the tenants share kitchen or bathroom facilities)
  • The property isn't in a good state of repair or is undergoing renovation, structural repairs or alteration
  • The property has six or more bedrooms

Terms and Conditions

Access to services and benefits is provided by Boundless by CSMA who acts as an introducer to Liverpool Victoria Insurance Company Limited for general insurance.

Lines are open: Mon-Fri: 8am-8pm, Sat: 9am-5pm, Sun: 10am-4pm and Bank Holidays: 9am-5pm (for Text Phone dial 18001). Calls will be recorded

LV= insurance and breakdown member offers are only available to the member.

LV= and Liverpool Victoria are registered trademarks of Liverpool Victoria Friendly Society Limited and LV= and LV= Liverpool Victoria are trading styles of the Liverpool Victoria group of companies. Liverpool Victoria Insurance Company Limited, registered in England and Wales number 3232514 is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority, register number 202965. Registered address: County Gates, Bournemouth BH1 2NF.

Call 0800 756 8449 for a quote

Get a quote

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